Personal Insurance

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Personal Auto

Selecting a personal auto insurance company is about more than saving money. It is important to make sure you have the right coverage for your needs as well as meet the financial responsibility of operating a motor vehicle.

Whatever type of car, truck, recreational vehicle, or motorcycle you own, your independent insurance agent can walk you through our Personal Auto program. Your driving and payment history will all be considered with the coverage options you need to place you in one of our auto programs. We also have discounts available to reduce your auto premiums.

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Seldom does a family or individual make any investment greater than the one they make in their home. From protecting the physical well-being of your home against storm or fire loss, to providing liability protection against other claims against you, our Homeowners policy offers a variety of coverages, including equipment breakdown, and options to meet your individual needs.

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Whether you need to extend coverage for your college-aged student, or are downsizing to an apartment home, our Renter’s policy will provide coverage for personal property as well as liability protection.

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Basic Dwelling

The Dwelling policy provides basic coverages for owner-occupied or tenant occupied dwellings. If the broad coverages of the Homeowners policy is more than you want or need, the Dwelling policy is a good alternative.

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Boat Owners

Discuss your watercraft needs with your agent. Cameron provides a policy perfect for your needs.

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Personal Umbrella

A Personal Umbrella policy is designed to give you higher limits of liability protection above normal policy limits. When we write your home liability and auto liability, an Umbrella can add extra limits of protection for you. Discuss your need for protection over and above the liability limits you have on your home and auto with your independent insurance agent.

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Personal Inland Marine

Do you need to protect personal property such as jewelry, guns or fine arts? An Inland Marine policy can provide coverage for these important valuables.

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Find an Agent


“Our claim was handled quicker than anticipated given the major losses in Joplin. Cameron Mutual far exceeded our expectations and our adjuster was personable, knowledgeable, and very helpful to us.”

Joplin, Missouri

“Your Claims Adjuster treated me in a professional and caring manner after my loss. His instructions were clear and precise and he answered my questions in the same manner. This is the type of individual insurance companies should strive to provide their customers. This was a wonderful reflection on your company.”

North Central Missouri

“I don’t know how we would have gotten through this loss without the help of your adjuster. He truly made a difference in our lives.”

Northwest Missouri