Benefits Summary

Insurance and Income Benefits

Medical and Dental Insurance

Comprehensive group health and dental insurance plans are available to full time employees with the cost for coverages for employees and dependents shared by the Company and employee.

Cafeteria Plan

A Section 125 Cafeteria Plan is available which allows employees to pay for eligible medical, dependent care expenses and various insurance premiums with pretax dollars.

Life Insurance

The Company provides full time employees with group term life insurance with a death benefit of two times the employee's annual salary, to include double indemnity for accidental death. Optional supplemental and dependent coverages are available through payroll deduction.

Disability Insurance

Short-term disability insurance, paid by the Company, provides full time employees weekly benefits for sickness or injury resulting in a temporary disability. Long-term disability insurance, paid by the Company, replaces two-thirds of full time employee's salary for sickness or injury resulting in a long-term disability.

Service Awards

The Company provides an Employee Service Award program recognizing employees who have completed five years continuous employment and each five years thereafter.

Direct Deposit Payroll

Employees are paid twice a month via direct deposit payroll.

Retirement Benefits

Retirement 401(k) Plan Employer Matching

Cameron Mutual Offers a 401(k) plan which allows eligible employees to save for retirement on a tax deferred basis through payroll deduction. Eligible employees may defer a portion of compensation with the Company providing a matching contribution of 25% of the first 10% of participant's deferred compensation. Eligibility is subject to a waiting period, minimum age requirement and annual number of hours worked. A broad array of investment options are provided to participants.

Annual Employer Lump Sum Contribution

Cameron Mutual annually deposits an amount equal to a set percentage of the employee's annual earnings into the employee's 401(k) account. Eligibility and vesting are subject to a waiting period, minimum age requirement and annual number of hours worked.

Time Off and Additional Benefits

Paid Holidays

Full time employees are entitled to seven and one-half paid holidays each year plus one floating personal holiday. Holidays include: New Year's Day, Memorial Day, Fourth of July, Labor Day, Thanksgiving Day and the day after, Christmas Eve (1/2 day), and Christmas.

Paid Time Off

Paid Time Off (PTO) provides our employees with flexible paid time off from work that can be used for such needs as vacation, personal or family illness, doctor appointments, volunteerism, and other activities of the employee's choice.

Bereavement Leave

Full time employees are provided special funeral/bereavement leave to attend services for the death of an immediate family member or close relative.

Employee Assistance Program

Employees and their family members may participate in the Employee Assistance Program. The program provides timely and free access to confidential, professional services when facing a personal or job-related problem. The Employee Assistance Program is voluntary and strictly confidential.

Educational Assistance

Various insurance courses are provided to employees wanting to expand their knowledge of the insurance industry. Other educational assistance is available for necessary job skills.

Health and Wellness Program

A Health and Wellness program designed by our health insurance provider is available to our employees. This free program provides tools and resources to help employees discover the benefits of a healthy lifestyle. Healthy employees enjoy improved job satisfaction, lower healthcare costs, and increased overall productivity in their lives.

Gym Membership Reimbursement Program

All full time employees are eligible for reimbursement of a portion of qualified expenses associated with gym or fitness center memberships.

Great Working Environment

  • Business Casual
  • Casual Fridays
  • Casual and Caring quarterly events with proceeds benefiting local charities
  • Most Valuable Performer recognition program
  • Smoke Free Environment

Equal Opportunity Employer

Cameron Mutual Insurance Company is an equal opportunity employer. In order to provide equal employment and advancement opportunities to all individuals, employment decisions at Cameron Mutual Insurance Company are based on the applicant or employee's own merit, qualifications, abilities, and other non-discriminatory considerations.

Our employment practices are in accord with the laws that prohibit discrimination due to race, creed, color, religion, sex, age, national origin, ancestry, disability, pregnancy, genetic information, military service status, or other protected status. This means Cameron Mutual will not discriminate against an applicant or employee based upon their own protected status (actual or perceived) or based upon the protected status (actual or perceived) of a person with whom an applicant or employee associates.

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“I don’t know how we would have gotten through this loss without the help of your adjuster. He truly made a difference in our lives.”

Northwest Missouri

“I have never had to use insurance before so when I hit the deer, I just knew it was going to be a long, drawn out nightmare. But it was the complete opposite! My agent, adjuster and appraiser were all so prompt, compassionate and went above and beyond!”

North Central Missouri

“I want to thank you very much for your wonderful service to me when I had my car accident in January. You went above and beyond your duties and I do appreciate it. I am very pleased with all you do for me. I will recommend your company.”

Central Iowa